The average cost of a divorce in the United States ranges from $10,600 to $20,400, according to a study conducted by NOLO—an online resource site providing free, do-it-yourself legal advice and services. That whopping cost can throw a wrench into your current and future finances, meaning it’s imperative you plan ahead and organize your finances.
DivorceForce believes it’s critical that everyone going through a divorce has an extensive supply of reputable resources at their disposal, so we created this useful list of financial professionals, organizations, assistance programs, tracking and tabulation software, guides, articles, and books.
A CDFA provides short- and long-term financial planning for those experiencing divorce. Such an expert can help you achieve an equitable settlement and division of assets.
If you and your ex co-own a business, or either of you own a business separately, enlist a business valuator to determine its worth.
Spouses who believe their ex is hiding money or assets can call this expert to find hidden accounts and recover their contents.
When getting divorced, insurance is sure to change. An insurance agent specializing in divorce can help you navigate this and secure the right options for your budget.
Organizations & Federal Assistance
Browse these online portals of the National Labor Exchange to find employment services in your state. If you’re recently divorced and need work, this is a great resource.
Wife.org offers free financial education for women of all ages and situations, with an entire section dedicated to divorce information, and a monthly divorce workshop.
For single parents interested in advancing their education, the federal Pell Grant provides funding for college tuition, with zero repayment required.
Divorce can have a detrimental impact on finances, resulting in housing instability. For those in need of public housing assistance, this federal agency can help.
An initiative of the U.S. Department of Agriculture’s Food & Nutrition Service, SNAP “provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency,” according to its official site. If your divorce has left you struggling to put food on the table, this program can help.
Administered by states in accordance with federal requirements, CHIP provides health coverage to eligible children through Medicaid and other programs. If you’re in search of new health insurance for your kids, try here first.
Calculators & Expense Tracking
AllLaw.com hosts online, state-specific child support calculators to help you navigate this oftentimes confusing and overwhelming aspect of divorce. Input your relationship to the children, select a state, and fill out the remaining questions to calculate some much-needed answers.
Utilize Divorce.LovetoKnow.com’s divorce finances spreadsheet to calculate your monthly income and expenses, pre- and post-divorce.
The Custody X Change app helps parents create and manage parenting schedules, calculate parenting time, coordinate activities, track expenses, and more.
Legal Bill Assistance
Attorney and court fees can quickly rack up during a divorce. This nonprofit helps low-income individuals with legal assistance in their state.
Military members, veterans, and their families can gain access to low-cost legal aid through this nonprofit.
This online directory provides a vast wealth of information for low-income individuals in need of legal aid centers and social service agencies, including referrals to local legal aid and public interest law offices, important advice about legal rights, court forms, self-help tips, court information, social service agencies links, and more in your state.
Guides & Articles
This comprehensive online resource delves into topics such as assessing your financial health, protecting your finances, divorce and taxes, factors impacting child support, and much more.
Specifically geared toward single parents, this financial planning guide provides information on how to calculate the cost of divorce, finding suitable daycare assistance, and more.
Money Geek shares state-by-state information about what to expect from divorce (including a timeline), how to understand divorce laws in yours, and common mistakes to avoid.
This personal finance website explores the top financial concerns everyone faces during a divorce.
This helpful article on Nolo’s DivorceNet site advises against making these common financial mistakes while getting divorced.
This covers a variety of topics including housing decisions, credit card and account misuse, tax issues, debt and asset division, investment risks, alimony, and child support.
Specifically written for women going through divorce by a Certified Financial Planner, this book helps women create a financial plan for their future.
Free online legal articles and DIY services library Nolo developed this book on the divorce process and how it relates to your financial well-being.
This empowers readers to take charge of their divorce, learn about the process, and remain organized.
Readers can learn how to choose a lawyer, the benefits of mediation, and information on alimony and child support.
If you’re in the midst of getting a divorce and need financial guidance, speak with a divorce expert today!
Gregory C. Frank is the CEO and Founder of DivorceForce.